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*Update to Credit Scoring Ban

A Thurston County Superior Court Judge made a ruling to overturn the emergency order, citing that the Insurance Commissioner did not have a "good cause" to file the order as an emergency.

Learn more about the credit scoring ban and the timeline of events: https://...

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Your Appetizer Is On Us!

Sep 8, 2021 – Sep 30, 2021

Supporting Local Restaurants!

For month of September, we are giving away $1,000 worth of gift cards to our favorite local restaurants: Lynn’s Bistro & Santa Fe Mexican Grill!

It is our way of supporting local businesses and thanking our customers for their trust in our service.

Show this code at the store:
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Happy Labor Day! Stay safe out there and enjoy a great long weekend!

Our office will be closed today and reopen on Tuesday! =)

Credit Scoring Ban

The Washington Superior Court recently upheld the Washington State Insurance Commissioner's emergency rule to stop all property and casualty insurers in the state of Washington from using credit-based insurance scoring as a factor in rates for personal property for three years...

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2 months ago
Alice and her team is amazing! I found them through Allstate's local agent search since I was relocating to Seattle and needed help for renters and auto insurance. I can see why Alice and her team was highly recommended. They are very reliable, informative, prompt, and above and beyond. The process was very smooth since they were there every step of the way; and also were patient and even provided solutions whenever we hit roadblocks. I am glad to have found such an amazing team and can look forward to knowing I am in good hands.
- Lucky C
11 months ago
Alice came highly recommended to me from a good friend of ours. So when my auto insurance was about to renew, I reached out to Alice to see if she could review my policy and helped me save some costs. She was so thorough in going over all the details of my policies with me and really took the time to explain how my coverages work. The quotes came out just about the same as my current (or I should say previous) policies but I decided to switch to Alice. I love how responsive and dedicated she is. I can see why my friend recommended Alice and I am a happy customer now!
- Mike L
9 months ago
Alice is the best insurance agent I have had to date. She is extremely professional and responsive to emails and calls even on the weekend. Occasionally things do slip through the cracks with all of the moving parts at Allstate as a whole, but whenever there is a problem, Alice always takes care of it promptly.
- jeff f

Dependable Insurance From Local Agents

Experienced Service

Alice has been a licensed insurance agent since 2007, the same year she graduated from University of Washington. Over the next 10 years of her insurance career, Alice became a top producer in a national brand agency and helped many clients with their auto and homeowners insurance. 

Dependable & Accessible

We understand the importance of being there when you need us. We will always promptly answer your phone calls and emails. 

We pride ourselves when it comes to claims and service, and we will help guide you through the entire process from start to end.  

Friendly Local Agents

As a small business owner in Kirkland and a resident in the Eastside for more than 20 years, I care deeply about our community. I sincerely appreciate your continuing trust in my agency and I will always maintain the highest integrity and provide honest and helpful information. 

AYAO Insurance - Team AYAO
12700 NE 124th St #9
Kirkland, WA 98034
(425) 822-1212 

Dedicated licensed agents serving all of Washington including: 

Bellevue, WA
Redmond, WA
Bothell, WA

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  • (425) 822-1212


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12700 NE 124th St #9
Kirkland, WA 98034
United States

Business Hours

Mon:9:00 AM – 5:00 PM
Tue:9:00 AM – 5:00 PM
Wed:9:00 AM – 5:00 PM
Thu:9:00 AM – 5:00 PM
Fri:9:00 AM – 5:00 PM
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